Job description
Dorchester, United States of AmericaWHAT YOU WILL BE DOING
USA Job Family Description: Researches, develops and implements banking products and services for small business lending Continuously monitors the market and competitor strategies to ensure feature functionality and pricing are in line with customer needs and marketplace trends. Plans, directs and facilitates projects to simplify the customer and colleague experience. Ensures products meet regulatory and industry standards.
USA Job Function Description: Oversees all activities and functions associated with products or product lines at all stages of their lifecycles. Gathers user requirements to provide product strategy and prepares product trainings for salespeople. Interfaces with and collaborates across functions and stakeholders (e.g., marketing and sales) to ensure successful product development and implementation. Develops pricing and distribution strategies. Plans product direction and evolution.
Essential Functions/Responsibility Statements:
Assists in leading cross-functional sessions with teams such as Development and Marketing.
Uses high familiarity with product competitors, consumer trends, and market status to analyze and review reports compiled by more junior analysts.
Summarizes findings and may provide recommendations for management review.
Analyzes and defines the product's business case based on team and industry reports.
Prioritizes product requirements and further investigates product feasibility.
Responsible for addressing customer feedback and concerns.
Assists in determining product responsibilities and scope.
Contributes to the achievement of related teams' objectives.
Works closely with business partners to understand business processes and value chain to align solutions to business need and priority.
Partners with Wholesale technology on Strategic Planning.
Develops and maintains the product roadmaps and platform strategy.
Differentiates services for strategic tools based on business needs.
Stays current with industry trends and emerging technology in the domain.
Develops consultative services and innovative capabilities for core solutions.
Evolves the organization structure to create efficient and consistent services to our partners, including speed to market, cost reduction, and a focus on elimination of duplicative systems across the environment.
Qualifications:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education:
Bachelor's Degree or equivalent work experience in Business, Finance or equivalent field. (Req)
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Work Experience:
Related work experience., 9-12 years (Req)
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Skills and Abilities:
Solid understanding the impact of regulatory changes to the products
Strong background in small business lending
Demonstrated understanding of product development life cycle
Strong analytical skills/financial acumen, especially MicroSoft Excel and Access
Excellent communication and presentation skills
Demonstrated the ability to evaluate business processes for improved efficiency and quality.
Self-starter: forward thinking, with a positive/can-do attitude
Demonstrated the ability to translate customer needs into marketable product features
Ability to develop effective relationships with colleagues at all levels of the organization
Demonstrates the ability to translate client needs into marketable product features
Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.
Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions: Frequent Minimal physical effort such as sitting, standing and walking. Occassional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.
Employer Rights: Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason. English
Primary Location: Dorchester, MA, Dorchester
Other Locations: Massachusetts-Dorchester,Massachusetts-Boston
Organization: Santander Bank N.A.
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