Underwriter - Bourbonnais, Illinois
Job description
For over 50 years, Triad Financial Services, Inc. has provided extraordinary service in lending to help home owners reach their dream. Dealers Communities and Realtors alike trust Triad for world class professionalism and finding competitive rates that help their customers and clients get financing.
Triad Financial Services is looking for an Underwriter. The Underwriter is responsible for analyzing consumer/housing loan requests and making credit decisions.
This includes:
- Analyze financial data and credit worthiness related to loan requests and/or program. Will be trained how to analyze Credit, Income & Asset documentation
- Perform and evaluate risk on potential loan recipients based on credit rating, borrowing history, and other specific risk factors.
- Advise Jr. Loan officer, Loan officer and Loan Processor of loan decision (approved, suspended or declined)
- Follows Lender/Investor specific underwriting requirements
- Record loan denials and specific basis for declining applications for HMDA purposes.
- Issue Pre-Approvals and Approval letters to qualified applicants
- Communicate with Partners, Retailers and Third Party vendors on behalf of borrowers
- Follows Lender/Investor specific underwriting requirements
- Evaluate property appraisals to ensure accuracy and appropriateness relative to loan being requested
- Assist loan processors and marketing for complete loan closing and funding procedures
- Review loan documentation and vendor reports to identify signs of fraudulent activity.
- Follow and implement underwriting policies and procedures
What We Offer:
- Comprehensive Benefit program that includes Med/Dent/Vision, Flexible Spending Account, Life & AD&D, Disability, PTO program with 15 days off, 401K w/corp matching & more.
- Internal training programs
- 7 Paid Holidays
Become part of a growing organization in a niche market and apply today!
Education and Work Experience:
- High school diploma or equivalency
- Prior Underwriting experience is preferred but not required
- Experience in any lending environment industry is highly valued
PI215472125
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