Rural 1st is the leader in rural lending. We understand our customers’ dream of country living because we live it ourselves every day. As part of Farm Credit Mid-America, a financial services cooperative serving financial needs of farmers and rural residents for over a century, our custom financing meets the specific needs of rural property purchases or construction projects. Our skilled team members and streamlined systems make the loan process simple and stress-free.

SCHEDULE: Full Time
TRAVEL REQUIRED: 50% - 75% within designated territory, typically drivable distance with minimal overnight stays required.

Covered counties include: Barber, Barton, Butler, Chautauqua, Clark, Cloud, Comanche, Cowley, Edwards, Elk, Ellis, Ellsworth, Finney, Ford, Graham, Grant, Gray, Greeley, Greenwood, Hamilton, Harper, Harvey, Haskell, Jewell, Kearny, Kingman, Kiowa, Lane, Lincoln, McPherson, Meade, Mitchell, Morton, Norton, Osborne, Ottawa, Pawnee, Phillips, Pratt, Reno, Republic, Rice, Rooks, Rush, Russell, Saline, Scott, Sedgwick, Seward, Smith, Stafford, Stanton, Stevens, Sumner, Trego and Wichita.

**Ideal candidates will live in or close to the areas listed above.

About Our Opportunity

The Rural 1st Loan Officer (RLO)/ Sr. Rural 1st Loan Officer (SRLO) is a sales position primarily responsible for building relationships with business contacts and customers in the consumer market segment. The RLO/SRLO will use his or her knowledge of the consumer marketplace, products and finance to fully understand the customer’s or prospect’s business and personal plans and then market the financial services that best meet the needs.

How You Will Spend Your Time

As a Rural 1st Loan Officer, you will originate credit to customers by assessing the request and obtaining business and financial information needed to determine the viability and profitability of the deal. After initially screening for soundness, you submit the information to an analyst, underwriter or scoring system for final decision. The RLO/SRLO leads the customer relationship and coordinates with others throughout the loan process.

Minimum Education & Experience

Bachelor’s degree in business or related degree. Ideal candidates will have at least 3 years of successful experience selling financial services. Consumer lending experience, preferred.

Compensation
Minimum - $75,000 Maximum - $120,000 base salary with additional annual uncapped incentive based upon sales production.
Rural 1st/Farm Credit Mid-America may compensate outside of the salary range for bona fide reasons not related to membership in a protected class.

Mental & Physical Requirements

This job requires the incumbent to have the ability to:

• Successfully represent the association and interact via telephone and face-to-face conversation with team members, leaders, board members, customers, vendors, outside consultants and the public.
• Use a computer and similar office technology and tools. This involves reading the screen and keying/typing information.
• Speak, provide sound technical advice and make presentations to individuals or groups on subjects related to areas of responsibility.
• Travel via auto or commercial transportation to carry out essential responsibilities of the job.
• Understand and explain various subject matter and consulting concepts, programs, terminology, and methods.
• Reason, judge, compare, calculate, evaluate, decide, and critique such information as written material, numerical data, responses to customer needs, and/or other related work activities.

Requirements of the job include the ability to do the work, with or without reasonable accommodations. It is the Association's policy to make reasonable accommodations for individuals with disabilities. Leadership retains the right to add, subtract or change duties of the position at any time.

We provide a competitive total rewards package to our team members. This includes an award winning 401(k) Plan. Our Health and Financial wellness benefits provide safety, security and peace of mind for you and your family.

Here is only a highlight of what we provide our team members:

• Medical Insurance - Two consumer-driven health plans available paired with a tax-advantaged Health Savings Account (HSA).
• Dental - Our dental plan offers option of basic or comprehensive coverage.
• Vision Insurance
• Flexible Spending Accounts - Two Savings Plans to plan for eligible healthcare expenses.
• Employee Assistance Program (EAP) - Mental Health providers for you and your family.
• Income Protection - Short and Long-term Disability Insurance coverage.
• Retirement Savings - Team members have 401(k) savings options with an employer match.
• Paid Time Off - Vacation, sick, and holidays.

Farm Credit Mid-America/Rural 1st is an Equal Opportunity Employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability or any other category protected by law.