Personal & Commercial Lines Insurance Agent
Job description
Carriage Hill Insurance is actively looking for new Personal & Commercial Insurance Producers who are highly motivated, energetic, and have strong communication skills to join our team in the East Tennessee market. Our agency is rapidly growing, and we are looking for the right individual to join our team. Carriage Hill Insurance is one of Tennessee's fastest-growing independent insurance agencies with offices in Knoxville, Lenoir City, Oak Ridge, Athens, Chattanooga, and Nashville.
Benefits
- Paid vacation
- Paid holidays
- Paid sick
- Medical, Dental, and Vision insurance available
- Excellent work environment
Responsibilities
Carriage Hill producers daily tasks include:
- Meet the monthly sales goal that is set for every agent.
- Attend meetings, seminars and programs to learn about new products and services, learn new skills, and receive technical assistance in developing new accounts.
- Calculate premiums and establish payment method.
- Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.
- Confer with clients to obtain and provide information when claims are made on a policy.
- Contact underwriter and submit forms to obtain binder coverage.
- Customize insurance programs to suit individual customers, often covering a variety of risks.
- Develop marketing strategies to compete with other individuals or companies who sell insurance.
- Ensure that policy requirements are fulfilled, including any necessary medical examinations and the completion of appropriate forms.
- Explain features, advantages and disadvantages of various policies to promote sale of insurance plans.
- Explain necessary bookkeeping requirements for customer to implement and provide group insurance program.
- Inspect property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk.
- Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage.
- Monitor insurance claims to ensure they are settled equitably for both the client and the insurer.
- Perform administrative tasks, such as maintaining records and handling policy renewals.
- Plan and oversee incorporation of insurance program into bookkeeping system of company.
- Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients.
- Select company that offers type of coverage requested by client to underwrite policy.
- Sell numerous types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and life insurance or specialized policies such as marine and farm/crop.
Requirements
Insurance industry experience.
- Possess a genuine willingness to learn, be intuitive and resourceful.
- Possess an upbeat, positive, and enthusiastic attitude.
- Proficiency to multi-task, follow-thru and follow-up.
- Excellent Communication/interpersonal skills.
- Must be highly self-motivated.
- Professional phone etiquette.
- Great Customer Service Skills.
- Works well with other employees and is a team player with a positive attitude.
- Responds to all inquiries, cancellation requests, and sales requests within a specified time frame.
- Strong work ethic and leadership skills.
- Ability to tactfully handle stressful and difficult situations
Job Type: Permanent
Benefits:
- Dental insurance
- Disability insurance
- Health insurance
- Paid time off
- Vision insurance
Supplemental pay types:
- Commission pay
Weekly day range:
- Monday to Friday
Work setting:
- In-person
- Office
Experience:
- Insurance: 1 year (Preferred)
License/Certification:
- Insurance License (Required)
Work Location: In person
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