Job Type: Full-time

Location: On-site in our East Lansing, MI office

• Maintains current knowledge of the Bank Secrecy Act and all related anti-money laundering and OFAC regulations.
• Performs daily review, monitoring, and analysis of various reports, logs, and transaction data to identify trends, unusual activity, and to monitor large currency activity.
• Determines if transactions are suspicious in nature such as significant changes in balances, cash structuring in deposits, wire or ACH transfers, monetary instrument sales, new account openings, etc., and escalates them within the BSA Department.
• Performs daily OFAC reports review and ensures proper OFAC monitoring processes and procedures.
• Assists in bi-weekly 314(a) review.
• Assists with monthly tasks related to review of cash loan payments, wire activity, monetary instrument log, etc.
• Prepares and submits Currency Transaction Reports (CTRs) within the required timeframe.
• Continues to build proficiency of BSA techniques and AML principals by attending internal and external training.

• 1+ year of general banking or regulatory agency experience with an emphasis in compliance or operations, or equivalent level of education and experience
• Attention to detail and accuracy
• Critical thinking
• Sound and accurate judgement
• Well organized with the ability to manage multiple tasks and work to time sensitive deadlines
• Excellent oral and written communication skills
• Working knowledge of Microsoft Office Programs

• Working knowledge of Jack Henry Core Banking Software and Verafin Fraud Monitoring Software.

Employee benefits

• Medical – Multiple plans to choose from including HSA and traditional. Premiums as low as $0.00
• Dental – Premiums as low as $0.00
• Vision – Low premium Plan
• Paid Time Off (PTO)
• 401k with employer match
• Adjustable desks that can be raised or lowered to sit or stand

First National Bank of America recognizes that the quality of our people is the foundation for our success. Attracting exceptional individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.

Note: These statements are intended to describe the general nature and level of work involved for this job. It is not an exhaustive list of all responsibilities, duties, and skills required for this job.

First National Bank of America is an Equal Opportunity Employer.